That is a whole new topic, you lost interest in your statement about the rich people in the mansions and with fancy cars?
not at all, they are the same people. Those people in those homes dont have $1,000 for an emergency, which was exactly the point.
They may make $100,000 a year, but they spend $120,000 a year, so instead of getting richer, they get poorer and poorer until eventually “something happens” someone gets sick, or a divorce or whatever, and then it all comes crumbling down.