crypto: safe and effective ... even better than real money ...
Once you are within the crypto world the risks are gratly reduced, and are largely under your control - ie., you keeping your private keys safe. Even transacting between cryptos is much safer using decentralized exchanges. But the centralized exchanges that people use to transfer in and out of fiat with, those will always be the most vulnerable points. I look forward to when we can exist entirely within a crypto economy without the need to risk our money on such off-ramps.