[cherry]

while working I did borrow from the 401k...made sense since you pay yourself back a little bit more...better then sky high credit cards etc..

I have taken out of my retirement now that I am actually retired..paid off remaining credit cards, no car loans, no mortgage...much easier to figure out your finances when you don't have alot of debt.

I play slots too much but even in that I've trimmed back a whole bunch and hubby hardly ever goes...

I doubt we have enough life insurance but we have a little til age 80....

[cherry]

oh, and married this yr..50 yrs....some yrs seemed longer then others lol....

it also is good to come from a family with strong values and ethics, not necessarily rich, but hard working.

[HonkyTonkMan]

well done, Cherry! Carrying a debt load into retirement is not a good thing.

I hope you win big at the slots :)