I want to find a way to be able to access, and work on, the same document no matter which PC I’m using. I know that can be done via Drive, but I won’t do a cloud. 🫤
Get a home NAS device. That will allow you to store your docs on a drive that is accessible by your whole network, if you so choose, and it’s still private to you.
I use a simple and copious USB stick between computers, and make interim back-up files on each, changing the label/name by adding date/time. The USB is the workhorse, and when a file is completed, then it is stored off.
And, yes, another comment mentioned redundancy. I back-regularly.