Mortgage fraud is $5,000 and 5 years in the slam. I have known a few people who actually went to prison.
Unless you are a part of the System. And she is a part of the System, therefore she will be protected and taken care of. Because the System takes care of and protects its own. The only way a member of the System gets into trouble with the law is is they piss off other members of the System or put the screws to other members of the System.
In the United States of America there is a Two Caste System or a Two Class System: To wit} The Ruling Caste and or The Ruling Class including but not limited to the Obamas, the Clintons, The Newsoms, The MC Connells, and the Grahams of South Carolina and the Peasant and Serf Class or Caste comprised of everyone else who work and pay the taxes that support and run the Government that supports the Ruling Class in the manner that they are accustomed to.