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To: Chode
BlueCross/BlueShield Secondary

That is what I have with a high deductible which keeps the premium in line (although it has doubled in the past few years).

I believe all the others are HMO type plans, and while they may offer some extras, you take your chances that they will deny something your doctor deems necessary, which original Medicare and the Blues do not do. You also get the advantage of the contracted charges that the Blues have with the hospitals and docs.

23 posted on 12/11/2024 2:13:47 AM PST by Abby4116
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To: Abby4116

100%

i ran BCBS my whole working life and kept it as my MCARE Secondary and they have never let me down.

good coast to coast no referrals for specialists needed


27 posted on 12/11/2024 3:08:04 AM PST by Chode (there is no fall back position, there's no rally point, there is no LZ... we're on our own. #FJB)
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