“most people don’t realize that Medicare Advantage plans are one gigantic trap, such that if that’s the way they go, it’s unlikely they can afford to change back to A & B ... all of those plans promise the world to get people to sign up, but once they sign up, they’re screwed ...”
Well summarized, it’s a total can of worms. Bottom line is don’t even think about today, think about 20 years from now, as you’ll have medical conditions you never dreamed of and when that happens do you REALLY want this clown (well, his replacement, technically) deciding what medical care you get.
If you can afford about $5k per year ($10k if married and both on Medicare), then you can get the best care in the world - which is Traditional Medicare. Try to save some of that money with a ‘Medicare Advantage’ (HMO) Plan...then good luck!
we’re paying under $12,000 for the pair of us, which includes Plan F supplement (the best, no longer offered) for each and a gold-plated Plan D supplement (still almost always more expensive prices than goodrx or kroger) for each of us ...
best medical care in the world, and can go to practically any doctor, clinic, or hospital in the United States with no cost ...
we’ve got numerous friends who are just now finding out that they’re trapped and screwed in a Medicare Advantage plan.