Cloud based crappola is so, like Google/YouTube, they own your data.
As to apps, yee Gawds, use LibreOffice. It runs on every OSystem and is compatible with most everything else. Oh, and it is free.
F!@#$% M$.
Many of the applications I use on Win10 can be obtained for Linux. One application that can’t is TurboTax (not sure about the other tax preparation software packages). Of course, the solution people give for Linux users is to use the online version of TurboTax. And ... we’ve come full circle to cloud-based applications.