#2 and #3 mostly.
Evil greedy capitalists line.
Eeeeeeeeeeviiiiiiil Landlords! ™
The tenant pool is absolutely abysmal since the Scamdemic eviction moratoriums have balooned tenants’ hubris.
The “housing is a human right” crowd have credit scores in the 400 range, no stable job, couch surfing/living in mommy’s basement and/or terrible previous landlord references.
They all smoke/vape mostly MJ, have expensive tats/nails/hair and have menageries which are “Emotional Support Animals” (latest racket to scam landlords).