The bank where I used to deposit my salary checks every two weeks did the same thing to me. I'd go in, deposit my check, and then the branch manager would drug and rape me. And the other bank clerks used "coercive and harassing language" to force me to come back next time. That continued for over four years.
Sounds legit, right? Ri-ight?
Regards,
Sorry that happened to you.
Most employers fail to explain the pros and cons of front end loaded retirement funds, vs rear loaded.
You probably could have saved enough for a round lot of something worthwhile. Avoid those pesky binding arbitration conditions too! ///