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”Other citizens of states from less hazard prone areas will again send resources to people who have chosen to live in areas of flooding and hurricane pathways.”

I don’t know where you live, but I think you do not understand what has just happened to western North Carolina. Allow me to enlighten you.

(1) Literally no one calls the Blue Ridge Mountains an expected “hurricane pathway”. And knowing the “high” ground is the place to be when floods come, the people up here never expected this kind of flood devastation.

(2) Folks up in these mountains are, in many cases, descendants of the early settlers to our country who have lived here for generations. They have never know flooding and unbelievable water power sweeping away their homes and businesses such as just happened.

What state or region, pray tell, would you suggest is immune to natural disasters? Name them and we can point out times they too have been hit by something (a tornado, a severe drought, insects destroying all the crops, wildfire, winter storm, Tsunami, earthquake) would you also denigrate people who choose to live in places these disasters have happened?

All of that area has flooded before. Lots of those areas was created from flooding. Water kills, from the river to the ocean. People who decide to live near either always suffer from a historic 'event'.

Everybody and their brother who has been to Old Fort and Asheville knew that such development shouldn't be right next to such. Flooding always can happen, this is a repeat of the 2021 German flooding.

I'm not denigrating people who decide to live in such areas, but they signed up for the risks. I've had my homes damaged from Elena thru Harvey, and countless others. Just don't make it so other Americans have to pay for such risks and subsidize such repairs, when its a States job first to handle such damages.