I think that it has a “British royal” on it because it was minted by the Cook Islands, which is closely tied to New Zealand. The coins are actually minted in partnership with the New Zealand Mint.
https://learn.apmex.com/learning-guide/world-mints-and-manufacturers/cook-island-coins/
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Thanks for posting the info. Most advertising I’ve seen for the coin does not show the reverse side. One such advertisement did show prince charles for about two seconds and that’s when I started looking it up. ( I just knew I was mistaken)
Oh well, it’s just a collector piece, but the Brit’s shouldn’t be on any coin advertised and stamped as U.S. regardless of where it was minted.
KC
There is a whole 'nuther world of commemorative coinage out there, some of it downright bizarre. Some of it has legit bullion value (caveat emptor) and some of it is merely "collectible" (caveat emptor)... and can be kind of hard to figure out who in the world is issuing it.
The tiny "protectorates" - or whatever they are called - of the Commonwealth usually produce coins that at least look like something most people would recognize as "money," The one in question is a bit cheeky, what with all the "American-isms" on it, but at least it has some value in the silver.
Which is more than one can say for common current U.S. coinage.