Healthcare should be decoupled from employment. It probably would do away with a lot of the age discrimination going on.
Also when you don’t have to worry about paying for the healthcare of someone working remotely from Mumbai, it’s no wonder American workers are at a disadvantage.
I agree completely. If I were dictator for life:
Sales tax-—everyone chips in.
HMO networks are established. Not-for profit, privately run.
Govt just the sales tax collector. Govt sends the collected funds to HMO based on a per member enrolled. (I think medicare advantage is like this????) HMO takes care of members. Members vote on trustees of HMO.
Other private healthcare providers are free to operate outside of this setup, preserving freedom of choice.
Flame away!
“Healthcare should be decoupled from employment. It probably would do away with a lot of the age discrimination going on.”
There’s age discrimination in Britain too.
I can’t say how the rates of age discrimination compare, but I’m pretty sure health insurance is cause for much of the age discrimination in the USA.
How this might be dealt with is by age-based employer contributions for say new parent leave and house down payments.
If the PPACA silver plan amount for a 62-year-old would be $900/month and the PPACA silver plan amount for a 22-year-old would be $300/month, the employer might be required to put $600/160 per hour of work (or $600 per month for a salaried employee) into an employee savings account, which could be used for a house down payment, new child leave, etc. The employer contribution might be phased in over time, starting with say one/fourth, and in the following years, the difference going to one/half, then three/fourths and then the full ($600) difference.