look at nyc. lots of homes that were single family in the 1920's are carved into 10 or 20 apartments today.
more and more single family homes around here (FL) have 4+ vehicles parked in front of them at the end of the day.
Graphic is rough idea, for those who are inclined to quibble.

How about a starter home first. So sick of entitlement with this group who want a McMansion out the gate. Screw them.