I have been using my credit card with cash back of gasoline, and major purchases. When I need appliances I apply for a new Lowe’s card and get 20% off same day. I have started to use my credit card for things like pizza and Dunkin. The dry cleaner is a nice guy and I don’t want to squeeze him for the vig on the credit card, which is the main reason I do not use credit cards. Other than that, just about everything is credit card today.
I’ve noticed a significantly better treatment for using cash in the last few years. I’ve gotten discounts I didn’t even ask for.