Yep or better yet just use the debit card.
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I never use a debit card, specially online, but it’s also risky to do in restaurants or anywhere that people handle your cards.
I also very very rarely pay ATM fees.
I prefer to carry cash.
I have yet to get mugged or robbed, so I’ll continue to do so until I regret it.
Isn’t that sad that we live in a country that has to worry about theft and mugging. Times have changed for the worse.