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Has anybody else experienced this or has inside the insurance industry information about this.
1 posted on 08/20/2024 2:15:23 PM PDT by Valpal1
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To: Valpal1

Are these thd idiots that charge you for rain runoff from your roof?


2 posted on 08/20/2024 2:17:22 PM PDT by Fledermaus (Clay Bevis and Cuck Butthead are panty wadded, pearl clutching cowards. Rush deserves better.)
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To: Valpal1

WHAT COMPANY ???


3 posted on 08/20/2024 2:18:09 PM PDT by ridesthemiles (not giving up on TRUMP---EVER)
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To: Valpal1

It’s done by drone. People in the next town over from us have been complaining about this very thing.

-SB


4 posted on 08/20/2024 2:18:10 PM PDT by Snowybear (Liberalism is a mental disorder)
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To: Valpal1

I have heard that insurance companies have used Google Maps street view to do “inspections”. I don’t know how widespread this is.


5 posted on 08/20/2024 2:21:40 PM PDT by PastorBooks
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To: Valpal1

When you talk to them be super nice and say that is obvious an error has been made and ask who you can talk to to correct the error.

If you can keep your cool while keeping very determined you can fix it.


9 posted on 08/20/2024 2:34:34 PM PDT by cgbg ("Our democracy" = Their Kleptocracy)
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To: Valpal1

Find out which Democrat sponsored bill made that legal and find who voted yay on it.


10 posted on 08/20/2024 2:45:29 PM PDT by know.your.why
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To: Valpal1

I had something similar happen. Turns out the young wokie went to the wrong address altogether. I would insist on a physical inspection with you there because you think they inspected the wrong address and building.

Something else, when she did finally come and inspect it she had absolutely no knowledge of building or safety codes. “Aesthetics” was all she cared about. Their wokie priorities are all mixed up.


16 posted on 08/20/2024 3:00:30 PM PDT by Openurmind (The ultimate test of a moral society is the kind of world it leaves to its children. ~ D. Bonhoeffer)
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To: Valpal1

We had this a while back. A drive by I suspect.

Been working on remodeling an ancient home for years now but life keeps happening.

Anyway...

We got a letter one day, dropped us because the house was “missing 60% paint” or some such. I would hope so, its a brick house. If they were making that claim about the window frames and such then it was obvious we were working on those the same as when we got that insurance and some had been entirely replaced by that time. Didnt make a difference to them.

Good luck.


17 posted on 08/20/2024 3:00:55 PM PDT by gnarledmaw (Hivemind liberals worship leaders, sovereign conservatives select servants.)
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To: Valpal1

Welcome to your life on AI.


19 posted on 08/20/2024 3:12:09 PM PDT by xoxox
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To: Valpal1

Give your money to a different insurer


21 posted on 08/20/2024 3:16:50 PM PDT by z3n (Kakistocracy)
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To: Valpal1

I just received Grinnell Mutual quote for my office building went from $18k per year to $32k with less coverage. I’m looking for new insurance company. I was told Erie Insurance has better rates.

The real estate insurance industry is being hit hard. Oppressive regulations and rough legal liabilities cost everyone a huge amount. I’ve heard in some large cities homeowners cannot get home insurance! It’s our economy collapsing as we switch from free market to central planned economy.


22 posted on 08/20/2024 3:18:45 PM PDT by Wpin ("I Have Sworn Upon the Altar of God eternal hostility against every form of tyranny...")
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To: Valpal1
Its the insurance version of black zoning. The insurance company suffered a negative cash flow from payouts in a area unrelated to your area, but, dump you to save money. Notify them nicely that you will be changing providers because the new one has a local agent. That way the change of insurance will appear as a business move on your part. That's the way it was 15 years ago when I last dealt with insurance companies.
23 posted on 08/20/2024 3:25:16 PM PDT by crazyhorse691 (Who knew that an elected official is a demi-god waiting to happen?)
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To: Valpal1

“......It honestly seems to me that they used old Google Maps street view to conduct their “virtual inspection”.......”

Your instinct is probably right on. Or it could be that the Insurance Company purchases “data” from a variety of sources or used County auditor photo’s on file.

My suggestion would be to contact a class action lawyer and ask them to attend an Insurance Commission hearing with you.

You might want to have data (receipts) for the repair work with dates, along with a building inspection report from a building inspector or engineer.


26 posted on 08/20/2024 3:45:19 PM PDT by Robert357
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To: Valpal1

You’ve heard the stories of SWAT raiding the wrong house due to an address error, right?

Just sayin’...

Make ‘em prove it.


28 posted on 08/20/2024 4:31:09 PM PDT by logi_cal869 (-cynicus the "concern troll" a/o 10/03/2018 /!i!! &@$%&*(@ -)
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To: Valpal1

Take a video. State your name, the date of the video, and walk the property.

Video in court is precious evidence.


29 posted on 08/20/2024 4:51:35 PM PDT by TheWriterTX (🇺🇸✝️🙏🇮🇱)
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To: Valpal1

When we were recently home shopping, our buyers agent warned us that any homes that had an older looking roof might not be insurable, and companies would use drones to check.


30 posted on 08/20/2024 4:56:06 PM PDT by LilFarmer
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To: Valpal1

Paint big rainbow lgbtqwtf flag and they will leave you alone.

Not joking either. If they complain, call up,Tina Kotek and her goons will be on it.


31 posted on 08/20/2024 4:59:23 PM PDT by Organic Panic (Democrats. Memories as short as Joe Biden's eyes)
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To: Valpal1

Find out which Democrat sponsored bill made that legal and find who voted yay on it.


33 posted on 08/20/2024 9:14:01 PM PDT by know.your.why
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To: Valpal1

must be the season. We were told it was a drone inspection. They only ‘droned’ the front of the property.

Our company told us to completely remove trees within 5 ft of the house, trim back the front yard tree so any branches were 5’ minimum away from roof, and trim a single skinny wisteria vine that had wound up the front porch post within touch of the eaves, or we’d get a non-renewal notice in September (insurance renews in Dec). They also asked date we replaced the roof. We were asked to email pix to our local agent to prove the work was accomplished. This for a tract home with close to zero risk of fire. And no, they won’t cover the cost to remove the two trees.


34 posted on 08/20/2024 9:54:55 PM PDT by blueplum ("...this moment is your moment: it belongs to you... " President Donald J. Trump, Jan 20, 2017) )
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