I don’t know about about anyone else, but I was ale to pay off my mortgage a few years early by cashing in some long held life insurance policies. As far as keeping the policies & just paying extra on the principal, it sounds good, but only if you have the money to do this. Sometimes there is nothing left of your check to do this. That should be easy enough to understand, but apparently it is not. Being paid on commission, my check would vary from month to month. You can’t really figure a budget when you have to deal with something like that.
Good point about being paid on commission. That is really tough to budget and plan.