[Dr. Sivana]

Doing banking on your smartphone is not a great idea anyways,

I did not say banking on the smartphone. I am talking about using the bank’s web page on a desktop computer. To log in, two factor authentication is used, and the smart phone is part of that. There will be more of that on all sorts of sites.

[OftheOhio]

I had a friend just last year have his and his wife’s separate accounts (Chase) wiped out.