The typical homeowner insurance policy doesn't have earthquake covered.
With respect to this, I think they had a 7.5 magnitude back in 1811, the New Madrid Earthquakes. So my first thought was: Sure. That, or more will happen someday..
Kind of like when I heard Trump was shot. My pulse didn't even flicker, I was that un-suprised.
Of course, we also going to have another 1859 Carrington Event or worse...too someday. Could happen right now, or in 300 years, but it is going to happen. There isn't even any doubt.