[Lonesome in Massachussets]

Homeowner's insurance companies are going to revisit rates based on proximity to such highways that have hazardous materials transported along them.

If the hazmat truck is legit, they have beaucoup insurance. The homeowner's policy probably will not pay out a dime, unless they subrogate, i.e., pay the homeowner and then go after the trucking company themselves.

[T.B. Yoits]

The insurers would look at the illegitimate hazmat carriers as well as insufficient road designs that expose homes to unnecessary risk.

Politicians can't keep jamming houses against roadways, or expanding roadways right up to houses, without dangerous results.