It is your personal, fallible interpretation of God's Word says. There are as many personal interpretations of the Bible as there are Protestant denominations (about 30,000) and they all disagree.
It could not have been expressed any clearer.
It doesn’t need *interpretation* unless you’re trying to make it say something it doesn’t. Like it’s not really a gift or it’s not really grace.
But you are free to disbelieve the clear, concise words of Scripture if you choose.