That also means a nearly complete loss of independence in judgment: they have to follow the treatment protocol demanded by the group or hospital, not what they think is actually best for you. The protocol is whatever generates the most revenue.
The American medical system is an amazing mass of fraud, waste and abuse and is directly injuring many of the patients it claims to be helping.
It needs to be razed to the ground and replaced with a system like Germany's, which is also a fee-for-service system not a barracks national health scheme like Britain's. Everyone pays in (those not working or retired have the gov pay), one negotiated fee schedule across the whole country, no malpractice insurance, but comprehensive disability coverage. No "in network" "out of network" or "cash price" bull crap. You can change jobs without worrying about your health insurance. No Medicare, no Medicaid, no Workman's compensation, no VA: the gov can just pay for the same insurance if you are old, poor, or a veteran. I lived there for a while and paid 1/10 of what I paid here for the same coverage.
I never knew this about Germany’s healthcare system. Thank you for the information
So, you want us to be the property of the government, with no say in our health.