[Lizavetta]

If you don't already have them buy the Tightwad Gazette books by Amy Dacyzyn (sp). Lots of fabulous money saving ideas both from her and her readers.

You are right, there's a certain thrill in seeing how much you can cut back and save - that's the whole point, save - for your future.

So many things I wish I could go back and do over in the financial area. Well, parenting too, actually. :(

[RoosterRedux]

I will check it out. Thx.:-)

I remember when I was starting out my career, there was a lot of talk about living like a millionaire without spending a million. It was a very popular idea among sensible people who like living well but not spending a fortune.

My dad used to tell me, "You can live like a millionaire or actually be a millionaire...but not both." That was a broad generalization but I took it to heart.

I would amend that to say, "You can live like a millionaire but not spend a million doing it...if you are clever."