I Like Dave Ramsey but his interest snowball reminds me a little of that.
Starting at 18 only eat rice and beans, work 2 jobs and do nothing but save. Go on vacations to the next town and check out their McDs and Sam’s club.
At 67 you will be a millionaire and you can start to spend and have fun👨🏻🦳.
(A balance is needed)
There are no guarantees in life, Chadwick Boseman (famous actor) died at the age of 43.
It’s like the advice to Live Poverty while saving for your children’s college education. What if they don’t want to go to college? What if your child dies in a car accident at 16? Will you be happy that your whole life was about money, then?
This is not to say you can’t have fun without spending a lot - we like camping - but as you said, balance.