We have two credit cards and they are with regional banks.
We don’t need any more. Credit is a trap anyways. It’s way too easy to over spend and get hammered with fees. What a waste of money.
“We don’t need any more. Credit is a trap anyways. It’s way too easy to over spend and get hammered with fees. What a waste of money.”
I am 77 and never got hammered.
I have just one, with *gasp* Citibank. Goes back into the ‘70s. Citi has been extremely good at catching frauds. I pay it off 100% every month. Living in debt gives me hives, especially at 18% interest.
Regional banks, probably. Local banks, likely not. Local banks (and perhaps some regionals) may have their logo on a card, but it's actually issued by a larger institution.