I have had paypal forever with no problem.... today I got a phishing request for over $850
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You mean an email from paypal?
We've gotten them. They are not from paypal, they are from scammers saying "they have received your order with payment via paypal and to reply to their email to complete the order". They are always for $400 to $800. Husband checks the paypal account to make sure it hasn't been hacked, never has been.
An email from someone I do not know requesting me to pay him on PayPal