Just got rear-ended last weekend by a lawn service truck, near totaled my car. Neither of them in the truck spoke English.
I told my friend, and he said he got hit by another vehicle, and nobody spoke English in there, either.
All by plan, I guess.
Over a period of 20 years, I’ve had three accidents while driving into work. None were my fault, and none of the other parties had insurance. One was a young man and his pregnant girlfriend (with his anchor baby). The repo man had been trying to find the BMW he wrecked — he just laughed and said he’d get another, as they hauled the GF off to the emergency room.
Nothing but the best here in USA.