Looking back, if I was able to bring my Nova with me to Texas, I wouldn't have had to go into debt, then into further debt, then into even further debt. But my mother selling it without my consent is drove it all, well, that and a freeloading now ex-wife.
I'm retired now, due to Long Covid, and my age, 63. A lot of my debt has been paid or, in the case of private student loans, been forgiven due to my disability. My federal student loans disappeared last summer without so much as a letter, but that's ok. It's gone. I'm hoping now that if/when my VA and SSA disability claims come back approved, I'll be able to pay off the remainder and finally be completely debt free.
Then it's off to a secluded location in the mountains somewhere to finish my days. LOL
“Then it’s off to a secluded location in the mountains somewhere to finish my days. LOL “
You and I are the same age and I plan to do the same thing soon. I have always lived a modest lifestyle and been self employed most of my life so I was always pretty much solvent.
Never bought anything on credit except one parcel of land when we first moved to Az from Ca to make a new start. But I paid that off in just a couple years and was solvent again.
Always saved up and bought everything with cash since to stay solvent. Got myself fairly secure buying and flipping properties aside from my regular business. One of my purchases I kept and still have is a ten acre parcel on top of a mountain next to the Grand Canyon and it is paid for.
I have it cached with everything I will need and ready to go Galt. Soon... Very soon...