A full EV does not make financial sense to me either. However a hybrid battery replacement costs is much more modest than replacing a full EV.
You spend about $3,000 on gas each year, so replacing a hybrid battery and not having to fill up over the course of a year is basically neutral, in terms of cost.
COSTS ASSOCIATED WITH HYBRID BATTERY REPLACEMENT
Different makes and models use different hybrid batteries, and it varies depending if the vehicle is a mild hybrid, full hybrid, or plug-in hybrid. The battery pack itself is the majority of the cost with variations ranging from around $1,000 to $6,000, although most batteries for common models tend to be under $3,000.
https://www.autozone.com/diy/battery/hybrid-battery-replacement-cost
We don’t spend anything like that on gas.
And both our ICE cars are very fuel efficient.
Also, over the years, because of the ambulance situation in my neck of the woods, I’ve had to run a number of friends and family to various ERs.
Just another reason I will never own a vehicle I have to charge to run.