I’m a dolt so don’t understand.
If I was making $100,000/year and was 62 would I get any SS if I started taking at age 62?
I thought that you cannot take it at 62 if you make more than $18,000 per year.
The SSA deducts $1 for every $2 you earn over the $19,560 limit
https://www.ssa.gov/pubs/EN-05-10069.pdf
IMO Best to retire then file SS. Then live off your assets in this order - Govt and structured annuities first, market investments last. The market tracks to inflation much better than govt plans so you assets will rise faster than your receivables.