Uber or Lyft might be risky for a young lady, but she could certainly find some way to get paid to drive her car. Perhaps Instacart, or driving some elderly person around.
Its either cut expenses or increase income, those are the choices.
Instacart, Uber, Lyft etc really use up your car and you don’t make enough to cover the wear and tear on your vehicle. It really is awful for people who spend the money they make, forget to pay taxes on it, forget to maintain the vehicle, and forget to sock away the money for the next car downpayment .
These companies prey on people who don’t understand any of that.