I paid off my home and have NO debt at all, I am STILL having a hard time making it!! The house still needs upkeep, groceries are OUT OF CONTROL, I have pet expenses, my doc is now charging me $150.00 a visit even though my insurance is paying him $345.00 and Medicare is paying him $50.00 he is NOW charging $650.00 for an office visit ridiculous!! Medicare paying $50.00 for an office visit is also ridiculous!! I am waiting for the show to drop where docs no longer accept Medicare patients!! Utilities have become OUTRAGEOUS in the summer my electric bill for having AC, is at least $600.00 a month in the winter months I don’t even turn the heat on I put on socks and sweats and I am good to go!! My association fees have increased $200.00 a month over the last 2 years I live in a gated community with guards at the gate so I understand the increase in wages for the staff members of the community!! I decided to go back to work part time but I don’t know how seniors with a fixed income are able to make it!! I thank God everyday I am healthy enough to work part time MANY are not!!!
I am on Medicare also, no private insurance but do have Part F supplement plan and typically owe only $38 for a standard office visit. Why the huge disparity? I could not afford the expenses you’re talking about.
I pay $0 for a primary dr visit and $20 copay for specialist. Nothing for my BP, thyroid and cholesterol meds. I shop at several different grocery stores each week to get their sales and bogos. I also own several pets and spend more for their food than for ours. I live in Florida and have nothing but wonderful things to say about my Humana insurance. Have you considered moving?
I am confused. If you are on Medicare and also have a supplemental policy plan F, those should be sufficient to cover all your Doctor and hospitalization charges for any illness. If your doctor is charging beyond what they pay he is defrauding you IMHO. I had stage 3 cancer treatment and surgery between 2019 and 2021 for $400,000 and paid $160.00 total for a mistakenly ordered blood test I didn’t want to fight about.