Before the 2008 housing crash there was a California bank offering NINJA loans (No Income, No Job or Assets). No lessons learned here.
Someone needs to write a book giving detailed instructions on how to act like an illegal.
New Retirement Plan: Turn yourself into an illegal 101.
Obtain free loans, free phones, prepaid Visa cards, and to top it off GET OUT OF JAIL FREE cards.
It would be a Best seller.
Was it Wells Fargo? They were pulling stuff like that in TX back then.
Also the “Stated Income” loans.