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To: Responsibility2nd

I saw 800 or no bust!


6 posted on 02/12/2024 3:28:27 PM PST by Az Joe (Live free or die)
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To: Az Joe
My brother has a credit score of 800 plus and makes about $20K per year. He has a Discover card that he uses a few times a year and pays off promptly.

So, yeah, it can be done.

13 posted on 02/12/2024 3:41:55 PM PST by Vigilanteman (The politicized state destroys aspects of civil society, human kindness and private charity.)
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To: Az Joe

“I saw 800 or no bust”

A long time ago when i worked in finance if you had 620 it was almost impossible to get a loan.

Today I know there has been score inflation so i don’t think 675 is very good.

I hit 850 for a while but since I no longer have a mtg my score is around 795, but whatever.

I have the original draft proposal that fair issac sent out for comment when they first proposed creating a credit score somewhere.


34 posted on 02/12/2024 5:19:29 PM PST by algore ("I saw 800 or no bust!")
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