Even if you have a 30-year mortgage, if you know you can’t pay it off in 10 years, then it’s too much for your budget.
I guess my point is the average person has no idea what they actually paying for a home and how much interest is paid over 30 years and the mortgage business is so profitable for the lenders and how much they can save by financing for a shorter period or paying cash for things when possible
Same goes for credit card revolving lines of credit