I am a boomer as well.
This has been getting worse and worse.
The leftists have crippled average folks beneath piles of regulations which make everything more expensive and difficult to accomplish.
Developers seeking to develop new housing have an astonishing pile of hurdles to overcome—and every decade the pile got higher and higher.
Numbers approximate but going off the gold standard ruined money.
Was real, now fiat.
Our debt in 1970 dollars is only 540B (don't we wish we had a bunch of those dollars).