I would give the money to my kids, but with strings attached.
They could go to school/college forever, if they wanted - as long as they passed and maintained a good average.
If they worked, they could not collect more than a certain amount.
If they get fired they lose it for that year.
If they are unemployed they get nothing.
Not bad. I was thinking along same lines.
“... go to school/college forever ...”
I suppose it depends on the school/college. For too many institutions it’s “rots your brain, rots your kidneys, rots your liver - kookaracha!”