Great topic!
I love Dave Ramsey as well. The kids read his book years ago, and it gave them practical and doable steps. The only debt they have now is a relatively small amount on a rather substantial property and business. Debt free is the best.
I would like you to put my name on the list for financial security - do you mail me a check, or can I sign up for direct deposit?
Hahaha unfortunately, it’s too late for me to worry. We’ve already cashed in and are living with minimal expenses, but I like reading good advice for those younger.
We always lived frugally with very limited debt, a small house and cheap cars.
It’s rubbed off on the kids. One owes us a small amount and another bought a car from her brother that she’s making payments to him interest free on. Besides that, zero debt among four kids.