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To: CottonBall

Yes I am proof. I am eating canned peas from 2012 for lunch


402 posted on 09/29/2023 9:46:21 AM PDT by eartick (Stupidity is expecting the government that broke itself to go out and fix itself. Texan for TEXIT)
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To: All

Our topic this week is Financial Security. I combined 2 posts from Diana in Wisconsin with great get out of debt advice:

“We are in for some bumpy rides, and prepping can only help.”

Ain’t that the truth! And it doesn’t even need to BE THIS WAY! Grrrr!

“What do you think is the most crucial SURVIVAL topic to start with?”

I probably sound like a broken record, but get yourself DEBT FREE. That, in and of itself, frees you up to so many possibilities and opportunities! Use whatever method works for you. Snowball-Method Debt Payment, Dave Ramsey’s ‘Baby Steps’ or just cut up your credit cards for starters!

How the Debt Snowball Method Works:
https://www.ramseysolutions.com/debt/how-the-debt-snowball-method-works

The Seven Baby Steps:
https://www.ramseysolutions.com/dave-ramsey-7-baby-steps

I was debt free when I retired (I sold my farm, my only debt) at age 56. Having a positive cash flow is so important if you want to buy a generator for your home, pay cash for that big freezer and the side of beef you want to buy below grocery store prices. You don’t have to worry about a big car repair or any other life emergency that crops up (and they DO!) because you’re financially prepared.

I have been ‘prepping’ since I was a kid; I grew up in Tornado & Blizzard Country, so I learned from the best - My Dad. He was always prepared for anything; I felt VERY safe growing up and I still want that level of safety and readiness in my life, today. (Miss You, Dad!)

Yeah, skills learned in the Army helped a lot, too - but you can read an Army Manual for any of THAT kind of stuff. ;)
One more thought: I’m NEVER going to be the kind of hard-charging prepper that wants to be the Last Woman Standing.

If things are THAT dire (world war, a nuclear strike, aliens invade us hoping to find intelligent life) *SMIRK* I’d rather head for Heaven than eat bugs and live in a cave or the shell of our former home.

More links for your topic next week. :)

Debt Free in a Year:
https://www.forbes.com/advisor/debt-relief/debt-free-in-a-year-steps-and-strategies/

More Dave Ramsey, My Hero:
https://www.ramseysolutions.com/debt/ways-to-get-out-of-debt

The Case for Being Debt Free:
https://www.cnbc.com/select/being-debt-free-and-how-it-impacts-life/

And while I HATE Mother Government and all she stands for, there IS some helpful advice here from the Federal Trade Commission (FTC) of all places:
https://consumer.ftc.gov/articles/how-get-out-debt

Drastic times call for drastic measures!

Diana :)


403 posted on 10/03/2023 9:20:18 PM PDT by CottonBall (“Fascism should be called corporatism because it is a merger of state & corporate power" – Mussolini)
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