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To: crusty old prospector

I think the statute of limitations no longer exists under the Biden occupation. I’ve been routinely getting letters in the mail from debt collectors saying I owe $2000 from a Wells Fargo loan back in 2006. When I mail them proof it was paid off it ends up in the hands of another debt collector and the process repeats. Never mind that it was paid off, the fact that it’s 17 years old and well past the statute of limitations is completely ignored.


13 posted on 03/27/2023 7:54:02 PM PDT by GrandJediMasterYoda (As long as Hillary Clinton remains free, the USA will never have equal justice under the law)
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To: GrandJediMasterYoda
. I’ve been routinely getting letters in the mail from debt collectors saying I owe $2000 from a Wells Fargo loan back in 2006.

Unless you left the country or did something else to toll the statute of limitations (or if it was a federally guaranteed student loan), the debt is no longer enforceable. Wells Fargo probably sold it for pennies to an agency. But, just because the debt is unenforceable doesn't mean they cannot ask. The best thing you can do is just ignore those dunning notices. They mean nothing. If they meant something, they would wind up on a credit report. They do not, UNLESS you do something stupid like pay them a trifling amount, that resets the clock.
14 posted on 03/27/2023 8:06:19 PM PDT by Dr. Sivana (But yet the Son of man, when he cometh, shall he find, think you, faith on earth? (Luke 18:8))
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To: GrandJediMasterYoda

I guess you should resign to the fact that you are a scofflaw.


16 posted on 03/27/2023 8:11:57 PM PDT by crusty old prospector
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