The fact is that there probably won’t be any special assessment on banks.
I read in the history of FDIC bank takeovers, there has been only one bank Indymac where ALL depositors didn’t get all their money back.
The bailout of SVB depositors in on the order of $220 billion. I doubt very much FDIC has that much cash laying around. Just for reference that is $2,000 per US household. The FDIC will have to recoup that money from banks of all sizes, which in turn will have to recoup that money from either their customers or their shareholders. Yellen refused to guarantee that the FDIC would insure all depositors in any sized bank, beyond the $250,000 limit. This will result in depositors fleeing small banks to large “too big to fail” banks. Disgusting