As Van Helsing said in “Dracula”, “We must first go through the bitter waters to get to the sweet.”
If the whole system collapses, I reckon I may just die, for any number of reasons. If it means a freer tomorrow, I’m good with it.
I funded my own retirement thru the Dave Ramsey method....slow, continuous dollar cost averaging in good growth mutual funds....
and now, I loose....decades of hard work down the drain......