I remember an exchange from “The Goodbye Girl” where she knocks on the door and asks, “Are you decent?” He answers “Yes.” She comes in to find him in a lotus position completely naked. She says, “I thought you said you were decent.” He replies, “I am decent. I’m also naked.”
I was wearing sweat pants and a t-shirt, which is one kind of “decent,” and I changed into a skirt and blouse.