I pay my card balance every month, I pay no interest. I get 1-5% back on every transaction depending on the type and which things are paying 5% cash back at the time. Typical 5% cash back happens with gas, eateries and department stores for 3 months at a time.
Debit card are the Devil, do not let the bank give you one!
A credit card is just a financial tool that if used correctly, can bring good rewards. I’ve never understood people that treat cc’s like free money...and get themselves in a hole.
Don’t put more on it than you can pay off at the end of the month. Never run a balance...always pay down to zero each month. Always pay on time...put on auto-bankdraft if possible. You know the drill.
We actually put both of our kid’s college tuition on the card (no fee). Racked up a ton of air miles. Our kids were also on the account...and got a boost to their credit score.