I have more than two choices. This is a public forum, not a chat room. Now that I told you, you know the difference.
yes.. you have more than two choices. But you attacked me saying I didn’t understand those who choose to use a debt card (which pays them nothing back) instead of a credit card that gives you free money back for nothing.
If you want to make a different choice, I would ask what exactly that choice might be? Cash? that would be the same as a debt card. Paypal? Check? direct debit from a bank account? again, all of those are the same as a debt card basically.
Only a credit card pays YOU to use it. Assuming you are responsible enough not to spend more than you can pay off at the end of the month.