Max out your 401k plan? That’s the problem. One should be free to put in 100% of their income into their 401k until it reaches half a million. After that they won’t need uncle sam’s guidance. Sources can include anyone who wants to help these people out. I’m talking a national sales tax with none on their IRA’s. Get rid of the income tax.
Certainly get rid of the income tax. A more center- productive and oppressive system would be difficult to imagine