Define “sky high”.
Colorado has homeowners rates that are twice the rates of Florida due to massive hail damage and massive fires. Our Colorado rate for 2022 would have been $4,200 a year, while here in Florida with hurricane and flood insurance included is $2,100 a year. That also includes liability insurance for a pool.
“while here in Florida with hurricane and flood insurance included is $2,100 a year. That also includes liability insurance for a pool.”
To be honest, that isn’t scary considering what’s included. We’re at about $1200 annually, and that doesn’t include hurricane, flood or pool. Flood insurance alone would’ve boosted us up to your range with some of the lots we were considering on local lakes/rivers. And now, a new “grandkids” criteria is the overriding factor when looking at our next house. “Grandma” has decided we’re GONNA BE close to the kids. LOL.
West palm beach $13,040 homeowners