Posted on 02/17/2022 9:34:59 AM PST by Tolerance Sucks Rocks
like, separate checking accounts in the Grampa Dave household?”
One of my wife’s biggest fear of her retirement was only one checking account. She didn’t want to keep it nor argue with me on a lot of stuff.
We kept one checking acct. and each of us has a separate savings acct., and one bigger joint savings acct. for taxes and other significant expenses. If we write a check of reasonable non significance, the funds are transferred from our savings acct. to the one checking acct..
Big $ stuff like new roofs, ac units, comes out of the one big savings acct. which gets a regular amt per month each of us.
We got the concept from our CPA, who was also a friend and fellow church member. Her husband was a high level police officer and helped people to improve their security at work and at home. They joked that this system kept the wife from shooting the husband with his own Glock.
One of my wife’s best friend was a CPA and our system drove her nuts. We also never worry about deducting the exact amount of a check from our ledger/checkbook. If the cents amount was under 33 cents, you rounded down in your checkbook. If the cent amount was over 33 cents you rounded up in you checkbook. This drove my wife’s CPA friend even more insane. I got that system from my God Father who was a banker.
With today’s instant on line banking there is some adaptations.
There was a Japanese toilet seat assembly decades back I saw that while the seat was up it projected a target down in the bowl water and when the seat was down and had a nice little pink glow all the way around it so the ladies knew what was what really easily.
casue feeling wi yer hand is just so pedestrian...
ROFLMAO !!!
Wow. Always interesting to see how other xouples work things. Thanks!
Your rounding practice reminds me of one of Dave Ramsey’s stories. One of his counseled couples balanced the checkbook “perfectly” all the time, using “ESP” correction factors. Stood for Error Some Place. LOL!
Oops. xouples = couples
Your rounding practice reminds me of one of Dave Ramsey’s stories. One of his counseled couples balanced the checkbook “perfectly” all the time, using “ESP” correction factors. Stood for Error Some Place. LOL!
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