[gubamyster]

I wonder if an insurance company can subrograte if at a later date they learn the vax was directly responsible for their loss,

I don’t see how, unless you lied about your vax status on the original policy. Riders or amendments can be included to change, but the insured person would have to sign agreement to it.

[pollyshy]

Thanks for the info. Now I wonder if the applications have been updated to include vax status, but it’s too much thinking for an old lady, LOL.

Thanks again!

[Rusty0604]

if I wasn’t smoking at the time of my original application, but started a year or two later, then what?